# SECURITY AUDIT — Phase 4 Student Finance

**Generated:** 2026-09-10 20:21:03  
**Evidence:** bootstrap CSRF except, gateway source scan, auth middleware, webhook 400

## Checks (6/6 PASS)

| Control | Result |
|---------|--------|
| CSRF exempt only for webhooks | PASS |
| Finance routes behind auth | PASS (guest 302) |
| Gateway secrets via `config()` / `.env` | PASS (no hardcoded sk_live/sk_test) |
| Lenco webhook validation method | PASS |
| Stripe webhook validation method | PASS |
| Soft deletes on financial entities | PASS |
| Mass assignment via $fillable | PASS (models audited) |

## Verdict

**PASS**